Wednesday 25 January 2012

Virtual keyboard-for security in net banking


A virtual keyboard is a software and/or hardware component that allows a user to enter characters. A virtual keyboard can usually be operated with multiple input devices, which may include an actual keyboard, a computer mouse, a headmouse, and an eyemouse.




















Almost all of us are slowly switching towards Net Banking for Handling Transactions and Getting all Necessary Account related Information. As soon as we open a New Bank Account or Request for Net Banking Facility, all Banks provide us with necessary Username and Password. Now after this a part of maintaining all Account and Transaction related Security lies in our Hands. Let’s see in brief: How we can remain on the safer side with the use of Virtual Keyboard?
Virtual Keyboard is present over the Net Banking Login Page of almost all Banking Website. This keyboard protect us from Keystroke Logging Applications! Keystroke Logging Applications are developed for recording Whatever you type on your Computer Keyboard!
For Example: If you type abcd1234**/? or if you type ABCD1234**/? (After pressing SHIFT/Caps lock Keys), everything/every keystroke will be recorded by these softwares!
These Keystroke Logging Softwares/Keyloggers gets installed on ones Computer without User knowledge at all, silently monitors and record each keystroke and then pass them to the Person who developed these Applications! Now this developer may easily extract your Net Banking Password! These softwares are generally installed over various Cyber Cafe/Internet Cafe Computers and in cases, they are present in ones Personal Computer if he/she don’t care for or update his/her various Security Softwares!
But with a Virtual Keyboard, you type your Password by means of Mouse Clicks. And your Mouse Clicks on the Virtual Keyboard are certainly very hard to record/Monitor.
So next time you go to your Net Banking Login Page, don’t forget to make use of Virtual Keyboard for enhanced security.

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